What would be of your home without your organization and your effort to move the house forward as well as possible? If we add to this daily management of the economy, it is a lot! But housewives are experts in occupying several roles and doing many things at the same time: we can be accountants, nurses, cooks and goddesses in the same day.
I know how difficult it is to be a housewife! You have in charge the cleaning, the food, the things of the school, the ironing clothes, the purchases of the supermarket, the arrangements of the house and the list continues… All arduous tasks that, in addition, usually are little valued by the rest of the family.
Being a housewife is not an easy task
Even if you don’t have a salary, it’s important – and sometimes you have no choice – that you get involved in household finances. Since you better than anyone knows the expenses of each member, the income and expenses of money, the unforeseen expenses and where you can get to save. As I said, attending to the affairs of the house, making everything work and also reaching the money is not an easy task.
Therefore, to help you save, today I want to give you some advice. Regardless of whether or not you have a job away from home, you should know and be able to handle the money that goes into the home, either from your husband or other family members, to efficiently manage resources, cover all needs and try what about
Make a monthly budget
Each family member has different needs, consumption and activities. On the other hand, there are the fixed expenses of the house, services, taxes, purchases … To make a budget that fits reality, I recommend you keep all invoices for a month -at least- and take note of everything spent.
Then carry out a monthly planning, also considering some possible expenses (medicines, arrangement of household appliances). Inflation is also a factor to consider. By comparing income and expenses, you can assess whether or not the household budget is left over or missing and where it can be adjusted to balance it.
Beware of offers
It is good to be attentive to offers and buy in different places if prices vary; But don’t be tempted with discounts if the products are not indispensable in the house.
Many times wanting to take advantage of savings we end up buying things that are not needed. It is best to go to the supermarket with a list and stick to it. If you plan meals for the week or month, even better! So you will only buy what is necessary and in passing you will avoid thinking what to cook every day.
Try to save
With the budget in hand it will be easier to adjust expenses, saving here, putting there. Take care of the use of appliances; Use low-energy lights … Walk whenever you can, it’s good for your health and you’ll save on transportation.
Guard for unforeseen expenses: when we least expect it, a medical complication may arise or break into the car. Having savings is the best way to face a bad moment without despair. They also say that saving is the basis of fortune! We will have to try!